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(216) 361-9797

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Voluntary Benefits

In the midst of dramatic changes in benefits due to the Affordable Care Act, economic pressures, and budget cuts, employers need to reassess their employee benefit strategies. Deductibles and out of pocket expenses have gone out of sight leaving employees with larger cost sharing levels and higher employee premium contributions. These increases leave employees with a greater out of pocket burden while their income is typically not increasing.

Employers can help their employee’s bridge this gap with voluntary benefits that are 100% employee paid typically from payroll deductions. These benefits must become a part of your program.

Sample voluntary benefit programs

  • Critical Illness.

  • Gap Plans (to fill in the deductibles).

  • Dental Plans.

  • Disability Plans.

  • Accident Plans.

  • Life Insurance.

  • Hospital Indemnity.


Call us today to help provide financial security and peace of mind for your employees. Help them choose coverage based upon their personal needs. Voluntary benefits are a win-win for employers and employees alike.

Company informations

M.R. Insurance Partners Agency, Inc.
Mark Ruzic
3310 Prospect Avenue
Cleveland, OH 44115

Contact details

E-mail address:

(216) 361-9797

Available 8:00am - 5:00pm